.vtd{--vtd-navy:#243247;--vtd-blue:#324a6d;--vtd-orange:#d66a00;--vtd-gold:#d3b574;--vtd-ink:#16163f;--vtd-muted:#5b6470;--vtd-soft:#f4f7fa;--vtd-line:#dfe6ee;--vtd-white:#fff;color:var(--vtd-ink);font-family:inherit;line-height:1.65}
.vtd *{box-sizing:border-box}.vtd-section{position:relative;padding:clamp(52px,7vw,96px) 24px;overflow:hidden}.vtd-inner{width:min(1160px,100%);margin:0 auto}
.vtd-eyebrow{display:inline-flex;align-items:center;gap:9px;margin:0 0 15px;color:var(--vtd-orange);font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.vtd-eyebrow:before{content:"";width:30px;height:2px;background:currentColor}
.vtd h1,.vtd h2,.vtd h3{color:var(--vtd-navy);font-family:inherit;line-height:1.15;letter-spacing:-.025em}.vtd h1{max-width:930px;margin:0;font-size:clamp(2.25rem,5vw,4.55rem)}.vtd h2{max-width:850px;margin:0 0 18px;font-size:clamp(1.85rem,3.5vw,3rem)}.vtd h3{margin:0 0 10px;font-size:1.2rem}.vtd p{margin:0 0 18px}.vtd-lead{max-width:790px;color:#3f4b5a;font-size:clamp(1.05rem,1.6vw,1.24rem)}
.vtd-center{text-align:center}.vtd-center .vtd-eyebrow{justify-content:center}.vtd-center h2,.vtd-center .vtd-lead{margin-left:auto;margin-right:auto}
.vtd-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.vtd-btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 21px;border:2px solid var(--vtd-orange);border-radius:6px;background:var(--vtd-orange);color:#fff!important;font-weight:800;text-decoration:none!important;transition:.2s ease}.vtd-btn:hover,.vtd-btn:focus{transform:translateY(-2px);background:#b95800;border-color:#b95800}.vtd-btn--ghost{background:transparent;color:var(--vtd-navy)!important;border-color:var(--vtd-blue)}.vtd-btn--ghost:hover,.vtd-btn--ghost:focus{background:var(--vtd-blue);color:#fff!important;border-color:var(--vtd-blue)}
.vtd-grid{display:grid;gap:20px}.vtd-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}.vtd-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.vtd-card{height:100%;padding:27px;border:1px solid var(--vtd-line);border-radius:10px;background:#fff;box-shadow:0 12px 34px rgba(36,50,71,.07)}.vtd-card p:last-child{margin-bottom:0}.vtd-kicker{display:block;margin-bottom:9px;color:var(--vtd-orange);font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.vtd-band{background:var(--vtd-soft)}.vtd-space-top{margin-top:34px}
.vtd-hero{min-height:650px;display:flex;align-items:center;background:linear-gradient(108deg,#f7f9fb 0%,#fff 64%,#edf3f7 100%)}.vtd-hero:after{content:"";position:absolute;right:-4%;top:5%;width:min(43vw,560px);height:min(43vw,560px);background:repeating-radial-gradient(circle at center,transparent 0 34px,rgba(50,74,109,.055) 35px 36px);border-radius:50%}.vtd-hero .vtd-inner{position:relative;z-index:1}.vtd-hero .vtd-lead{margin-top:25px}
.vtd-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));max-width:800px;margin:42px 0 0;padding:21px 0 0;border-top:1px solid var(--vtd-line);list-style:none}.vtd-facts li{display:grid;gap:2px;padding-right:20px}.vtd-facts strong{color:var(--vtd-navy);font-size:1rem}.vtd-facts span{color:var(--vtd-muted);font-size:.9rem}
.vtd-deadline{position:relative;padding-top:68px}.vtd-deadline>span{position:absolute;top:23px;left:27px;color:var(--vtd-orange);font-size:2.15rem;font-weight:900;line-height:1}.vtd-deadline>span small{font-size:.72rem;letter-spacing:.06em;text-transform:uppercase}.vtd-deadline--dark{background:var(--vtd-navy);color:#edf2f7}.vtd-deadline--dark h3{color:#fff}.vtd-deadline--dark>span{color:var(--vtd-gold)}
.vtd-checks{display:grid;gap:10px;margin:18px 0 0;padding:0;list-style:none}.vtd-checks li{position:relative;padding-left:27px}.vtd-checks li:before{content:"✓";position:absolute;left:0;top:0;color:var(--vtd-orange);font-weight:900}
.vtd-note{padding:17px 19px;border-left:4px solid var(--vtd-gold);background:#fff;color:#46515f;font-size:.94rem}.vtd-note a{color:var(--vtd-blue);font-weight:700}
.vtd-service-card{display:grid;grid-template-columns:58px 1fr;gap:17px}.vtd-number{display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--vtd-navy);color:#fff;font-weight:900}
.vtd-report{margin-top:34px;overflow:hidden;border:1px solid var(--vtd-line);border-radius:11px;background:#fff;box-shadow:0 14px 36px rgba(36,50,71,.08)}.vtd-report-head{display:flex;justify-content:space-between;gap:15px;padding:19px 22px;background:var(--vtd-navy);color:#fff}.vtd-report-head strong{font-size:1.05rem}.vtd-status{padding:3px 9px;border-radius:20px;background:#eaf6ef;color:#17613a;font-size:.75rem;font-weight:800}.vtd-report-grid{display:grid;grid-template-columns:1.1fr .75fr 1.2fr .8fr}.vtd-report-grid span{padding:14px 18px;border-right:1px solid var(--vtd-line);border-bottom:1px solid var(--vtd-line);font-size:.9rem}.vtd-report-grid span:nth-child(-n+4){background:#f7f9fb;color:var(--vtd-muted);font-size:.76rem;font-weight:800;text-transform:uppercase}.vtd-report-grid span:nth-child(4n){border-right:0}.vtd-risk{color:#9c371e;font-weight:800}
.vtd-split{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:clamp(32px,6vw,78px);align-items:start}.vtd-timeline{display:grid;gap:0;margin:35px 0 0;padding:0;list-style:none}.vtd-timeline li{position:relative;display:grid;grid-template-columns:48px 1fr;gap:18px;padding-bottom:27px}.vtd-timeline li:not(:last-child):before{content:"";position:absolute;left:23px;top:45px;bottom:0;width:1px;background:#cfd8e2}.vtd-timeline li>span{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;width:46px;height:46px;border:2px solid var(--vtd-orange);border-radius:50%;background:var(--vtd-soft);color:var(--vtd-orange);font-weight:900}.vtd-timeline h3{margin-top:3px}.vtd-timeline p{margin-bottom:0;color:var(--vtd-muted)}
.vtd-profile{padding:34px;border-radius:12px;background:var(--vtd-navy);color:#edf2f7;box-shadow:0 18px 50px rgba(36,50,71,.18)}.vtd-profile h3{color:#fff;font-size:1.65rem}.vtd-profile .vtd-kicker{color:var(--vtd-gold)}.vtd-profile .vtd-checks li:before{color:var(--vtd-gold)}.vtd-text-link{display:inline-flex;gap:8px;margin-top:23px;color:var(--vtd-gold)!important;font-weight:800;text-decoration:none!important}
.vtd-faq-wrap{max-width:900px}.vtd-faq-list{margin-top:32px;border-top:1px solid var(--vtd-line)}.vtd-faq-item{border-bottom:1px solid var(--vtd-line)}.vtd-faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 2px;color:var(--vtd-navy);font-size:1.05rem;font-weight:800;cursor:pointer;list-style:none}.vtd-faq-item summary::-webkit-details-marker{display:none}.vtd-faq-item summary span{position:relative;flex:0 0 20px;width:20px;height:20px}.vtd-faq-item summary span:before,.vtd-faq-item summary span:after{content:"";position:absolute;left:2px;top:9px;width:16px;height:2px;background:var(--vtd-orange)}.vtd-faq-item summary span:after{transform:rotate(90deg);transition:transform .2s}.vtd-faq-item[open] summary span:after{transform:rotate(0)}.vtd-faq-item>div{padding:0 44px 20px 2px;color:var(--vtd-muted)}
.vtd-contact{background:var(--vtd-navy);color:#edf2f7}.vtd-contact h2{color:#fff}.vtd-contact .vtd-lead{color:#dfe6ee}.vtd-contact-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(440px,1.2fr);gap:clamp(34px,6vw,76px);align-items:start}.vtd-contact-details{display:grid;gap:18px;margin-top:38px}.vtd-contact-details p{display:grid;gap:2px;margin:0}.vtd-contact-details span{color:var(--vtd-gold);font-size:.74rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.vtd-contact-details a,.vtd-contact-details strong{color:#fff!important;font-size:1.02rem;text-decoration:none}
.vtd-form-card{padding:clamp(24px,4vw,40px);border-radius:12px;background:#fff;color:var(--vtd-ink);box-shadow:0 20px 55px rgba(0,0,0,.2)}.vtd-form{display:grid;gap:17px}.vtd-form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.vtd-form label{display:grid;gap:7px;color:var(--vtd-navy);font-size:.9rem;font-weight:750}.vtd-form input[type=text],.vtd-form input[type=email],.vtd-form input[type=tel],.vtd-form select,.vtd-form textarea{width:100%;min-height:48px;padding:10px 12px;border:1px solid #cbd5df;border-radius:5px;background:#fff;color:#1f2933;font:inherit}.vtd-form textarea{min-height:128px;resize:vertical}.vtd-form input:focus,.vtd-form select:focus,.vtd-form textarea:focus{outline:3px solid rgba(214,106,0,.18);border-color:var(--vtd-orange)}.vtd-consent{grid-template-columns:20px 1fr!important;align-items:start}.vtd-consent input{margin-top:5px}.vtd-consent span{font-size:.84rem;font-weight:400;color:var(--vtd-muted)}.vtd-form-note{margin:0;color:#707985;font-size:.78rem}.vtd-hp{position:absolute!important;left:-9999px!important}.vtd-alert{margin-bottom:20px;padding:13px 15px;border-radius:5px;font-size:.9rem}.vtd-alert--success{background:#e9f7ef;color:#175c36}.vtd-alert--error{background:#fff0ee;color:#8b251d}
@media(max-width:820px){.vtd-grid--2,.vtd-grid--3,.vtd-split,.vtd-contact-grid{grid-template-columns:1fr}.vtd-section{padding-left:18px;padding-right:18px}.vtd-card{padding:23px}.vtd-hero{min-height:auto}.vtd-contact-grid{gap:38px}.vtd-report-grid{grid-template-columns:1fr 1fr}.vtd-report-grid span{border-right:1px solid var(--vtd-line)}.vtd-report-grid span:nth-child(2n){border-right:0}}
@media(max-width:560px){.vtd-facts,.vtd-form-row,.vtd-report-grid{grid-template-columns:1fr}.vtd-facts{gap:14px}.vtd-actions{display:grid}.vtd-btn{width:100%}.vtd-service-card{grid-template-columns:1fr}.vtd-form-card{padding:22px 18px}.vtd-profile{padding:26px 22px}.vtd-report-grid span{border-right:0}}
@media(prefers-reduced-motion:reduce){.vtd-btn{transition:none}}